Loan offer from banks credit cards

Hi buddies,

Yesterday I got a call from someone. Person said to me we are calling from hdfc bank, and we have excellent offer for you. I am getting tense and angry with him. But he ask excuse from me and told about opportunity. I was listening him speech. HDFC bank credit card users can avail 80% of credit limit as loan amount with no processing fee and low interest rate.

He continuous for example your credit limit for that credit card is 1,30,000 INR then you can avail loan amount as 97,500 INR with 0.99% interest with 12 months of repayment option.

I suggest you,based on my knowledge,This is really good offer,while getting loan as personal loan.So friends please listen call from banks. Yes sometime they will give useful information.

Thanks I will ping you later.